Open Enrollment for 2018 Begins Oct. 16

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October means open enrollment for employee benefits. Each October, SFSC employees choose their benefits provided by the Florida College System Risk Management Consortium (FCSRMC). This year, just as last year, employees select their benefits online, through the FBMC website. Other voluntary benefits are also available during open enrollment.

Any changes made during the open enrollment period will take effect on  Jan. 1, 2018.  It is incumbent on employees to choose their plans by going online to the FBMC website.  Follow the steps below to select your benefits.

STEP ONE: Preparation and Review

Open enrollment plan information for 2018 can be found on Panther Central under Human Resources corresponding with the documents listed below. Before you enroll for 2018 benefits online with FBMC carefully review the benefit plans and information contained in these materials.


  1. Florida Blue Options Plan 03769
  2. Florida Blue Options Plan 3562 – May Continue for 2018 with a $21/mo. Employee Contribution
  3. HSA Plan (Health Savings Account) – New Plan replacing the HRA Plan
  4. SFSC Plan Offerings Rate Sheet & Comparison
  5. Dependent Verification
  6. Delta Dental (no changes for 2018)
  7. VSP Vision (no changes for 2018)
  8. Employee Assistance Program (EAP) Flyer – college paid
  9. How to Register on FBMC
  10. How to Enroll in Benefits on FBMC (Step by Step Instructions)
  11. Sick Leave Pool Application
  12. Flexible Spending Account (FSA) Instructions for Current Plan Members
  13. Beneficiary Terminal Leave
  14. Liberty National
  15. AFLAC
  16. LegalShield

STEP TWO: Enroll for 2018 Benefits

Log into FBMC to choose your 2018 benefits. Open enrollment officially starts on Monday, Oct. 16 and ends on Oct. 27.

  • If you are adding a spouse or dependent to your health plan you must upload the required documentation listed on the Dependent Verification form at the time of enrollment.
  • Unum – Life/AD&D and Supplemental Life/AD&D information is online for your review and/or cancellation only. If you want to increase/decrease your Supplemental Life/AD&D amount, please contact Human Resources for assistance.
  • If you are currently enrolled in the DV Plan you must go online to FBMC and enroll for 2018.

STEP THREE:   Review other SFSC voluntary benefits below that are available to full time employees.

Sick Leave Pool – If you have not previously joined the Sick Leave Pool, please use the Sick Leave Pool Application (Document “L”) located in Panther Central to get started. You must have a balance of 96 hours of accrued sick leave to join, 16 of which will be contributed to the pool. Members of the Sick Leave Pool are eligible for up to 320 hours from the pool for a catastrophic illness once all accrued sick and annual leave are depleted.

Flexible Spending Account (FSA) for Current Plan Members – Employees who are currently in Custom Benefit FSA must go online at FSA Online during open enrollment to enroll for 2018. You must be registered to gain access to the secure website. For additional information on flexible spending accounts, please go to FSA Information or contact Human Resources. A representative from Custom Benefits will be on the Highlands campus in the first floor conference room in Bldg. I (HR) on Wednesday, Oct. 25, from 9 a.m. – 2 p.m. to assist new enrollees. (Please note that is you are going to enroll into the HSA Plan you are not permitted to enroll into this plan.)

Voluntary Benefits Schedule: The following providers of voluntary products (life, hospital and disability insurance, financial planning, etc.) will be here on the following dates to discuss their products for 2018 with interested employees (Bldg. I conference room):

David R Burgman, Liberty National Insurance
Worksite Group Lead Agent—————— Tues. Oct. 10, and Mon. Oct. 23 8 a.m. – 5 p.m.

Catherine Rideout, National Life Group
Investment Representative —————— Wed. Oct. 11, 9:30 – 11:30 a.m.

Margie Berrones & Maurine Casey
AFLAC ——————————————— Mon. Oct. 16, and Tues. 17, 8:30 a.m. – 4:30 p.m.

Elaine Stoll, Financial Advisor
Southwest Florida District
VALIC Financial Advisors, Inc —————- Wed. Oct. 18, 11 a.m. – 4 p.m.

Frankie Prima III, LegalShield Business Solutions Small Business Specialist Associate
Get Paid Daily LegalShield FL ————— Tues. Oct. 24, 9 a.m. – 4 p.m.

Tom Watson
Custom Benefits ——————————— Wed. Oct. 25, 9 a.m. – 2 p.m.

Miscellaneous:  The open enrollment period is also a good time to review and update your W-4, verify life insurance and/or terminal leave beneficiaries or start a tax sheltered investment plan towards retirement. Tax sheltered investment information for SFSC employees can be found at TSACG. Please check the Daily Connection for date and time SFSC approved financial planners will be here to assist you.

If you have any questions or need assistance, please contact Human Resources at ext. 7419.

Thank you!